If so, you have been the victim of of mis-sold payment protection insurance (PPI).
If you believe that you have been mis-sold PPI and you wish to claim it back, you have two options;
Why pay someone to do it for you when you have just as much chance to win doing it yourself?
4 Steps to Reclaiming £1,000s
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Print and complete the form (see below).
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Photocopy the completed form (if possible). It may be needed later.
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Send it to the business that you think owes you the PPI (addresses below).
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Call us if you need any help.
This is exactly the same form as PPI Claim Companies have to fill in.
A claims management company (CMC) will typically charge an up-front fee or take a proportion of any financial redress. All claims are dealt with in exactly the same way, there is no preference to CMC claims.
Timeline
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All PPI complaints received between 21 April and 31 July 2011, will work to a 16-week resolution period.
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For complaints received between 1 August and 1 October 2011, a 12-week resolution period.
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All new PPI complaints received after 1 October 2011 will fall within the standard 8-week resolution period.
Addresses
Once you've completed the form, send it to:
Bank of Scotland: Halifax/Bank of Scotland , PO Box 548, Leeds, LS1 1WU.
Barclays: Barclays PPI Dept, Leicester, LE87 2BB.
Barclaycard: Barclaycard Customer Relations Unit, PO Box 9131, 51 Saffron Road, Leicester, LE18 2DE.
Capital One: Executive Office, Capital One, PO Box 5281, Nottingham, NG2 3FA.
Citibank: Citibank International plc, Global Consumer Banking, PO Box 49930, London, SE5 7XT.
Clydesdale Bank: Clydesdale Bank PLC, 30 St Vincent Place, Glasgow, G1 2HL.
Co-op: Customer Feedback, The Co-operative Bank plc, 4th Floor, Miller Street, Manchester, M60 0AL.
Egg: Customer Relations Office, Egg,PO Box 9366, Derby, DE99 3AL.
Halifax: Halifax/Bank of Scotland, PO Box 548, Leeds, LS1 1WU.
HSBC: HSBC Regulated Sales Complaints, 120 Redcliff Quay, Redcliff Street, Bristol, BS1 6HU.
Lloyds: Lloyds TSB, Tredegar Park, Newport, NP10 8SB.
MBNA: The Customer Advocate Office, MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Chester, CH4 9WW.
Northern Rock: NRAM, Prudhoe Building, Regent Centre, Gosforth, NE3 4JW.
RBS: Royal Bank of Scotland Group, 5th Floor, Hardman Boulevard, Manchester, M3 3AQ.
Santander: Complaints, Santander UK PLC, PO Box 1125, Bradford, BD1 9PG.
Yorkshire Bank: Clydesdale Bank PLC, 30 St Vincent Place, Glasgow, G1 2HL.
Financial Ombudsman Service
If you are still having problems, then you should contact the Financial Ombudsman Service.
Address: The Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London, E14 9SR.
Telephone: 0800 023 4567 or 0300 123 9 123
If you don't have the time to reclaim PPI yourself, and it can be time consuming, then our parent company MoneyPlus will, for a fee, do it all for you, leaving you to get on with your life and simply receive the money.
If you want them to reclaim your PPI then visit Reclaim PPI and they'll point you in the right direction.
