Debt Collection Agencies

If your creditors have trouble getting the money you owe them they may use a debt collection agency to chase the debt for them.

Debt collectors aren't court officials and don't have the same powers as bailiffs. They can't enter your home or seize your possessions. They can only write, phone, or visit your home to talk to you about the debt and how to pay it back.

Debt collectors must follow the OFT (Office of Fair Trading) debt collection guidance.

Read the OFT's Debt Collection Guidance here - Opens in a PDF.

We have been in the debt management industry for many years now, and over the years we have built up a great working relationship with the debt collection agencies.

What this means is that, on a debt management plan, there is a greater likelihood that the debt collection agencies will accept our proposals of a reduced payment, and they will contact us instead of sending letters and telephoning you at home.

Make sure you don't simply ignore them, most debt collection agencies follow strict guidelines, and will try to help you wherever possible.

If you are receiving letters or telephone calls from debt collection agencies then contact us now for help.

Debt Collection Agencies

Debt Free Me will work with any debt collection agency, however, some of the most commonly dealt with are;